Salmon Agency - Oviedo Insurance - Florida Auto, Home, Life

November 2017 Archive

5 Tips to Improve your Car Buying Experience

Thursday, November 30, 2017

Salmon Agency offers tips to improve your next vehicle purchase experience

The car buying experience can be daunting and sometimes outright exhausting. Here are a few tips to help improve your experience, cut down on the time you spend at the dealership, and make the task more pleasant.

1. RESEARCH, RESEARCH, RESEARCH! Shop online first and complete as much of the paperwork online ahead of time as possible to save time at the dealership.  It helps to know what you want and be prepared when you get to the lot.  You don't want to spend too much time having a sales person trying to sell you something you don't want.  You can also run the CARFAX head of time if you are purchasing used, so you can be prepared with data about the vehicle you want if you have one already picked out.

2. TIMING IS EVERYTHING. Consider purchasing during the last week of the year or the end of the model year to get the best deal on newer models.  Dealers offer incentives and discounts when they need to move this year's model to make room for next year's model.

3. KNOW HOW YOU WILL PAY. Are you paying cash or financing?  Is your bank lending you money or is the dealer doing the financing?  Do you have a trade-in? These are all things to consider BEFORE making a trip to the dealership.  The more you can have your financing or payment plan in order, the better off you'll be.  You can save yourself time and possibly money too.  And be willing to negotiate.  Those who are willing to haggle usually get the best deal.

4. MAKE SURE THE VEHICLE HAS A CLEAN TITLE. Especially if you are buying from an individual, from Craigslist, or from a small used car lot, research the title to make sure you will not run into any problems in the future...after you have paid for the car.

5. CHECK INSURANCE RATES BEFOREHAND. It's best to know the TOTAL cost of your car purchase before you have the title signed over to you.  Don't make the mistake of completing the purchase, then finding out the insurance rates are too high based on the type of car you purchased, especially when buying for teens or young adults.

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