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Getting Into High Gear: Tips to Remember For Motorcycle Season

Monday, April 14, 2014

Allstate offers tips for motorcyclists and drivers for Motorcycle Safety Awareness Month in May

While the warm weather is here, a reminder about the “rider rules of the road” should be part of a motorcycle owner’s regular routine. Riding on a motorcycle is an exhilarating but risky experience; accidents are always a possibility.

According to the U.S. Department of Transportation, 55 out of every 100,000 registered motorcycles were involved in a fatal crash in 2010, a total of 4,502. An additional 82,000 motorcyclists were injured in accidents. Many of those crashes involved the passenger cars with whom they share the road.

“By keeping a few precautions in mind, drivers who share the road with motorcycle riders can help make sure that each trip they take is a safe one,” says Lincoln Salmon, Allstate spokesperson in Florida. Some of those precautions include the following:

• Respect motorcyclists, who enjoy all of the privileges of any vehicle on the road. Regard them as you would another car, and give the motorcyclist a full lane of travel.
• Keep your eyes open for motorcyclists on the highway, at intersections, when a motorcyclist may be making a left turn, and when a motorcyclist may be changing lanes. Clearly signal your intentions, they’re watching for them!
• Anticipate a motorcyclist's movements when there are obstructions in the road such as debris or potholes. What the driver of a car can ignore can be hazardous for a motorcyclist, so predict evasive actions.

One important action that motorcyclists should take? Another look at their insurance coverage to make sure they’re informed on the extent of their protection. If you own a motorcycle, there’s a good chance Allstate can help you protect it, and yourself, just in case of an accident.

For additional information about Motorcycle Safety, please visit Allstate or contact your local Allstate agent Lincoln Salmon at 407-365-1766.

Don't Let Identity Theft Keep You in the Dark: Allstate Highlights Steps to Protect Against or Recover from ID Theft

Thursday, March 6, 2014

Consider your reaction when bills arrive in your mailbox for products you never ordered or services you never used. Suddenly you notice that “mistakes” are appearing on your credit card and/or bank statements, and debt collectors are calling about debts that don’t belong to you.

Allstate gives its eligible auto and homeowners policyholders peace of mind from ID theft whether from a lost or stolen laptop, wallet, purse; a fraudulent credit card charge; or anytime you feel that your identity might be vulnerable. The company offers proactive education to help prevent identity theft and comprehensive case management for the duration of the identity resolution process.

All consumers can access resources on identity theft from the Federal Trade Commission who suggests that they complete these steps immediately upon learning of fraud:

1. If you notice signs of fraud, place an initial fraud alert ‐ Call one of the credit reporting agencies and ask that they place a fraud alert on your credit report. The agency you call is then responsible for alerting the other two, and the initial alert is good for 90 days. The agency can also add a freeze to their credit files, in the more extensive fraud situations.

2. Order your credit reports ‐ Order your credit report from one of the three, nationwide credit reporting agencies. Review them carefully for errors or signs of fraud, and share notable information with the credit reporting company.

3. Create an identity theft report ‐ File a complaint with the FTC via their Web site or by calling them at 1‐877‐438‐4338. The completed complaint is called an FTC affidavit. Take the affidavit to the police department where the theft occurred and file a police report. These two items comprise the identity theft report.

Once these steps are completed there are additional measures you can take that may help the situation:

A. Contact the issuers of your credit cards immediately ‐ Most companies provide toll‐free numbers that are manned 24/7 to deal with this type of event.

B. Alert your bank(s) ‐ If they have a process in place to do so, consider putting a fraud alert on your accounts.

C. Notify other, applicable organizations of the fraud, including (but not limited to): • Social Security Administration

• Department of Motor Vehicles

• Your utility companies

• Your health providers

4. Take steps to repair your credit ‐ The FTC provides tips on things you can do to try to repair your credit after you have been the victim of fraud.

For additional information about Allstate Identity Restoration Coverage, please visit www.allstate.com or call your local Allstate agent Lincoln Salmon at 407-365-1766.

Giving Thanks

Friday, November 22, 2013

Each time the holidays roll around, we begin thinking about gifts and travel plans. But what matters most, is the time we spend with our friends and family. It’s a time of gratitude and joyfulness, and it’s a time to enjoy a meal around the table in that spirit.

In recent years, frying the Thanksgiving turkey has become a trend. While it can result in a delicious meal, we should all make sure to put safety first. Allstate has prepared three tips to help you be safe should you decide to fry the turkey:

1) Hand-dry the Turkey before Frying - Never place a frozen turkey into hot oil, as it can cause oil to spill over. Make sure that the turkey correlates properly with the fryer size.

2) Use Premium Oil to Fry- Preventing fires starts with choosing the proper oil quality; peanut and safflower oil are viable options. Leave room at the top of the fryer for oil to prevent any accidental spills.

3) Cook Outside - While it might be expected that everyone would know to cook a turkey in a fryer outside, it’s not always clear. Make sure to cook outside and stay clear of any wooden decks or structures as well as low hanging branches.

Safety is paramount when preparing the Thanksgiving feast, whether you decide to fry a turkey or bake tofurkey. While you prepare to greet your family and spend time with friends this year, it’s also a time to share that spirit of gratitude with others.

Unfortunately, many around the world, particularly those impacted by Typhoon Haiyan in the Philippines, even having a guaranteed meal is a gift. Those who have the means, have the opportunity to give more than time and presents to their loved ones; we can all be humanitarians and even small donations can be felt on the other side of the globe. There are a number of organizations, such as American Red Cross, Doctors without Borders, and Mercy Corps, who are working to help those affected by the natural disaster. See a larger list of organizations in this NBC News article. Thanks for making a difference and have a very happy and safe Thanksgiving!

An Invite to Attend & Support the Purple Door Luncheon on October 11th!

Tuesday, October 8, 2013

As many of you know, Allstate is a proud supporter of domestic violence awareness and prevention, as well as assisting victims of abuse with economic empowerment to better their situation. Locally, the Salmon Agency contributes to this cause through support of Harbor House, one of the best comprehensive domestic violence programs in the State of Florida.

This Friday, October 11th, we hope you will join us in supporting and attending the 37th Annual Purple Door Luncheon. This event will feature guest speaker Sharon Love, the co-founder of the One Love Foundations, raising awareness about relationship violence after the tragic death of her daughter, Yeardley Love. The University of Virginia student and lacrosse player was murdered by her ex-boyfriend two weeks before her graduation, drawing national attention to her story and the issue. Sharon Love is committed to ending relationship violence through education and technology and honoring her daughter’s spirit.

Here are the details for this year’s event and the link to register:

37th Annual Purple Door Luncheon

SeaWorld Ports of Call, 7007 Sea World Drive, Orlando, FL

Friday, October 11th, 2013

Noon to 1:00 pm

Thank you to our sponsors, Orange County Sheriff's Office, Florida Hospital, Starwood Vacation Ownership, Chase, Jill S. Schwartz & Associates, P.A., Orlando Health, Wells Fargo, Local 6 WKMG, Mears Transportation Group, Carley Corporation, OUC The Reliable One, Rhodes + Brito Architects, and Rumberger Kirk & Caldwell.

We hope you will join The Salmon Agency in supporting this event and helping us to raise awareness about domestic violence in Central Florida and the larger community. Thank you!

Staying Safe for the Atlantic Hurricane Season

Tuesday, August 13, 2013

If you have lived in Florida for at least a year, then you have made it through at least one hurricane season, and we are in the midst of the next one. According to the experts at NOAA, the season will remain active with more storms on the way. Between 3 and 5 of the projected storms could potentially be major hurricanes, a menacing prospect for Florida residents! In a recent article, it was recommended “now is a good time to prepare for hurricanes, especially if you live along the coast.”  Hurrican_Fran_-_Prior_Atlantic_Season.gif

With Superstorm Sandy still fresh in the mind of many, it’s even more important for you to be prepared for this Atlantic hurricane season. Here are some tips for you and your family to stay safe for the Atlantic hurricane season:

  • Review Your Insurance Coverage: The most inconvenient time to update your coverage is after a storm hits. Check your coverage now to make sure it is up-to-date and ensure you also have flood insurance (flooding is a great risk after a big storm!). Make sure your valuables are also covered along with your home. It’s also a good idea to have comprehensive automobile coverage in case of physical damage to your vehicle during a storm.
  • Walk-thru Your Property Before a Storm: Before a storm warning is issued, it’s a good idea to walk your property and ensure that there aren’t any branches or limbs that might break windows or cause damage.Secure your property as best as possible in preparation for a storm.
  • Keep a list of your possessions: In case of a big storm, your property might experience a flooding or sustain other damage. By tracking your most important items with their model numbers (if relevant), you can be mindful of any items damaged or lost.
  • Have a Plan and Safe Room: It’s always a good idea to have both a plan and a safe room with supplies in case of a major storm. Your safe room should be away from windows in the interior of your home.
  • Keep an Emergency Kit: Your emergency kit should be accessible and include water for several days, non-perishable food and a manual can opener, a battery-powered flashlight, and a first-aid kit along with any prescription medication.
  • Have a Pet Plan: Because many emergency shelters cannot allow you to bring pets with you due to allergens, it’s a good idea to have a plan for these extended family members.

By taking a little time to follow these steps, you will not only be more prepared for hurricane season, but you will have peace of mind. For sound advice on how best to update your insurance coverage, call your friendly team at the Salmon Agency at 407-365-1766. We will navigate you through the proper steps to ensure you and your loved ones are prepared for the storm.

Tips for Summer Safety

Wednesday, July 10, 2013

With backyard grilling, fun by the pool, and lots of sunshine, the summer can be a great time to enjoy the outdoors with your family. However, with the temperatures edging up there are also precautions to take to help protect you and your loved ones in with the increased activity in the summer heat. Here are your summer safety tips:

1. Take Precautions with Grilling: Long days and weekends are a great time for cookouts, but the backyard barbeque can quickly become a hazard if you don’t take the extra time to check the grill for any blockages or leaks before you fire it up. Also, make sure to grill a safe distance from your house and avoid storing the grill indoors if it still has freshly used coals as carbon monoxide can still escape.

2. Swim Safely: The pool can be a great place for you and your family to enjoy, but you will want to make sure that there is an adult supervising children at all times and that floatation devices are readily accessible in case of an emergency. To help protect small children even when the pool is not in use, the U.S. Consumer Product Safety Commission recommends installing fencing or another barrier at least 4-feet in height around the pool.

3. Avoid Pesticides: Children will be playing outside in the summer, so it’s a good time to avoid placing pesticides on your lawn. If you need to apply pesticide, ensure that it’s not done on rainy or windy days and follow the recommended product instructions or utilize a qualified services company.

4. Plan for Fun: Double-checking your insurance policies before you head out on your RV road trip or motorcycle or off-road vehicle adventure is smart planning. The Salmon Agency offers policies that cover motor homes and other types of vehicles. Wishing you had insurance when you don’t is too late, so take precautions and you can truly enjoy all the summer has to offer.

With a few extra steps, you can easily ensure your summer will be fun for you and your family. Contact the Salmon Agency at 407-365-1766 and we will be glad to review your policies with you to make sure you are set for summer!


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